October 26, 2016 |
Home Protection & Maintenance
While the holiday season is a time for celebrating with family and friends, it’s also a peak time for break-ins. All of this holiday cheer can serve as the perfect distraction for opportunistic thieves looking to cash in.
An FBI study found that more than 400,000 burglaries occur in the United States during the months of November and December each year. Thieves know that many homes and cars are filled with big-ticket gifts and homeowners are busy shopping, traveling and visiting loved ones.
If someone from Santa’s naughty list strikes, make sure your home and family are protected with the proper Homeowners Insurance coverages and by taking some simple precautions.
Tips for Preventing Holiday Break-Ins at Home
Don't Fall Victim to a Vehicle "Smash-and-Grab"
Did you know that if items are stolen from a vehicle, your homeowners coverage may apply? Ask your agent for details about your policy. To reduce the chances of a “smash-and-grab” theft:
Traveling During the Holidays? Don’t let your home be a target!
Empty houses are prime targets for thieves during the holiday season, but you can fool them into thinking you’re still home by hiding the signs of vacancy with these simple tips:
Creating accurate records of possessions in advance will be very helpful in the event that a theft claim is filed. This should include a home inventory that lists items, their age, and original cost. Taking photos or videos of the contents of the home are also great ways to document one’s personal property. Find more great tips on how to create a home inventory and links to useful apps for tracking your belongings from your smartphone or mobile device on our website at http://www.centauriinsurance.com/resources/home-inventory-checklist/.
Taking these simple precautions along with investing in the right insurance coverages can help take some of the stress out of the holiday season and provide peace of mind. If you have questions regarding your policies and coverages, please contact your agent.